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Nearly 70% of millennials prefer debit to credit cards, according to a 2015 report from Chime, and Transunion reports they have fewer bank-issued and private label cards than older generations.
The credit industry is incredibly opaque and predatory.
A credit card is also an important tool that, when used responsibly, can help better your financial situation over the course of your life.
Cons:.It’s less secure than a credit card, especially for online purchases.
Issuers refund fraudulent credit purchases much more quickly than debit purchases.
Can be used to build up credit score to help with borrowing-your payment history is the most important component of your FICO score, but the length of your credit history is also considered.
Cons:.Easy to fall into debt if you overspend: The average household with credit card debt has balances of $16,883, according to NerdWallet.
Can hurt your credit score if you’re not careful with your spending.

The orginal article.