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The Dow Jones Industrial Average closed at 25,000 points for the first time in history last week.
As you may have guessed, that stock ownership is not evenly distributed among income groups: The Federal Reserve reports that 93.6 percent of families earning a median salary of $251,500 owned stock in 2016, while less than 40 percent of families earning up to a median salary of $54,100 did.
Separately, an economist from New York University found that the top 20 percent of earners owned 92 percent of the stocks in 2013.
If you don’t have a job at all, you’re likely less concerned with whether the Dow is at 21,000 or 25,000 than when you’ll get your next paycheck.
Which are low, and our debt, which keeps increasing*-according to the Federal Reserve, consumer credit card balances are at a new all-time high of $1.0227 trillion, which should give the Dow enthusiasts pause.
Are you really celebrating the Dow’s new watermark if you have over $25,000 in student loan debt?
Medical expenses, too, have increased by about 34 percent over the past decade, according to Nerdwallet, while the median income has only grown 20 percent.
62 percent of Americans surveyed by the American Psychological Association said they were stressed about money-a figure that’s unlikely to change-regardless of how high the Dow sails-if the average bank account balance remains below $4,000.

The orginal article.

Summary of “9 ways the world got a lot better in 2017”

There has been a lot of bad news in America this year, and people are noticing: In December, 60 percent of US respondents felt the country was on the wrong track.
The Syrian war, by far the most deadly conflict of this decade, has seen a lower death rate than previous years – estimated at 33,000 last year, compared with 50,000 in 2016.
Average battle deaths per 100,000 people worldwide were 5.7 a year between 1946 and 1989, compared with one per 100,000 each year between 1990 and 2010.
3) Fewer deaths from natural disasters 2017 was also a good year in terms of mortality from acts of God.
Polio paralyzed 350,000 children a year in the 1980s; 2017 saw only 19 cases of wild poliovirus worldwide.
The latest global data suggests life expectancy at birth has climbed by 10 years over the past four decades; it now stands at 72 years.
By October 2017, the proportion of women in the world’s parliaments had reached 23.5 percent, up from 22.8 percent the year before – and up from a mere 11.7 percent in January 1997.
In general, growth in the poorer developing world is predicted to be considerably higher than growth in the rich world, which should reduce global inequality.

The orginal article.

Summary of “Why Even Tougher Regulations on Smoking Are Justified”

Smoking also harms bystanders in a more important way: Each person who becomes a smoker makes it more likely that others will become smokers as well.
This additional effect outweighs the harm caused by secondhand smoke by enough to suggest that our efforts to discourage smoking, strict as they seem, may not be nearly strict enough.
When I started smoking at age 14 in 1959, many of my friends had already been smoking for several years.
Today’s environment is different mostly because of the taxes and other regulatory measures we have taken to discourage smoking.
Our stated rationale for discouraging smoking – to prevent harm caused by secondhand smoke – greatly understates the amount of harm that these actions prevent.
I have never heard even the staunchest libertarian say, “I hope my children grow up to be smokers.” Further discouraging smoking now will make it much easier to raise children to be nonsmokers.
Evidence suggests that stricter measures to discourage smoking would make even smokers themselves happier.
Today’s regulations to discourage smoking are strict, yes.

The orginal article.

Summary of “The six main causes of car crashes.”

Naturalistic driving studies are now equipping cars with accelerometers, sonar, sensors that track driver inputs, and lots of video cameras.
We now estimate that about 7 percent of all car crashes, and 21 percent of fatal crashes, happen to drowsy drivers.
Recent surveys find that 37 percent of all drivers have fallen asleep while driving at least once in their lives, 11 percent during the past year, and 4 percent during the past month.
Most drivers are “Not even close to the capability of their car, as far as going fast,” said Pilgrim, who can show you things in your minivan that would blow your mind.
Your car, the weather, and other drivers are willing to help make it happen.
Ever make a left turn at an intersection when there’s a huge bus blocking your view of what’s coming from the other direction? Or cruise through a red light thinking that there won’t be another car coming across your path? Or even race down a road not realizing that it just might end at some point? The data tell us that 12 percent of all crashes happen when drivers do these things.
Your first job when driving: Don’t hit the car in front of you.
We drive close to the car in front of us because we think it’ll get us there faster.

The orginal article.

Summary of “How Evil Is Tech?”

Eighth graders who spend 10 or more hours a week on social media are 56 percent more likely to say they are unhappy than those who spend less time.
Teens who spend three or more hours a day on electronic devices are 35 percent more likely to have a risk factor for suicide, like making a plan for how to do it.
Most social media sites create irregularly timed rewards; you have to check your device compulsively because you never know when a burst of social affirmation from a Facebook like may come.
Obviously, the smart play would be for the tech industry to get out in front and clean up its own pollution.
There are activists like Tristan Harris of Time Well Spent, who is trying to move the tech world in the right directions.
The big breakthrough will come when tech executives clearly acknowledge the central truth: Their technologies are extremely useful for the tasks and pleasures that require shallower forms of consciousness, but they often crowd out and destroy the deeper forms of consciousness people need to thrive.
“The seventh day is a palace in time which we build. It is made of soul, joy and reticence,” he said.
Its innovations can save us time on lower-level tasks so we can get offline and there experience the best things in life.

The orginal article.

Summary of “The Growing Toll of Our Ever-Expanding Waistlines”

From 2005 to 2014, the C.D.C. reported in October, there was a 1.4 percent annual increase in cancers related to overweight and obesity among people aged 20 to 49, and a 0.4 percent rise in these cancers among people 50 to 64.”Nearly half of all cancers in people younger than 65 were associated with overweight and obesity,” C.D.C. experts reported in JAMA. And they predicted that given the current “High prevalence of overweight and obesity among adults, children and adolescents,” going forward there will be additional increases in weight-related cancers and cancer deaths among Americans.
The experts called upon clinicians who treat children and adults to do their due diligence and spend more time assessing body mass index and counseling patients about how to avoid or reduce excess weight.
To be sure, many of those with serious weight problems have probably tried and failed to lose weight and keep it off, leading them to think there’s little hope that yet another effort will bring success.
Many primary care doctors have little to no training in how to counsel patients who need to lose weight.
Patients are often turned off by what they perceive to be their health care providers’ negative attitudes toward people with weight problems.
Nearly one participant in five said they would avoid future medical appointments, and 21 percent said they would seek a new doctor, if they felt stigmatized about their weight.
The Medicare opportunity notwithstanding, there is a growing need to tackle weight issues much earlier in life.
Dr. William H. Dietz of the C.D.C., who noted in an accompanying editorial that “Obesity-related cancers in both men and women were associated with moderate weight gain during adulthood,” added that “Efforts to prevent and control obesity in young adults should be accorded a high priority.”

The orginal article.

Summary of “MoviePass drops pricing to under $7 per month, if you opt for the annual plan”

The deal is a limited-time promotion, as opposed to a permanent pricing change, but MoviePass didn’t say how long the offer is valid.
This is not the first time that MoviePass has dropped its pricing.
As of October, MoviePass had grown to over 600,000 subscribers.
MoviePass hopes to eventually convince theater owners it’s growing their customer base, so it can be cut in on profits, according to CEO Mitch Lowe, in a report from Variety in August.
In the meantime, MoviePass is a ridiculously cheap deal for movie-goers.
AMC specifically threatened the startup with legal action in August, and announced that MoviePass was “Not welcome here.” It said it would try to find a way to opt out, as it believes lowering the cost of ticket prices would devalue the theater-going experience overall.
“HMNY continues to be the biggest supporter of MoviePass, as it outpaces any other movie theater subscription service and continues to disrupt the movie theater industry,” said Ted Farnsworth, Chairman and CEO of HMNY, in a statement about today’s new, lower pricing.
“We look forward to helping MoviePass continue to broaden its reach and modernize the movie theater industry,” he added.

The orginal article.

Summary of “Sorting through wild NFC playoff field through Week 10 of 2017 NFL season”

It’s a shame that the NFC can’t lend its fellow conference a playoff team, because it’s going to leave a worthwhile contender at home.
On last week’s episode of my podcast, Will Brinson of CBS pointed out that there were essentially six good teams in the NFC competing for five playoff spots, leaving out the Vikings and their comfortable lead atop the NFC North as an essential lock.
There are nine teams realistically competing for six playoff spots in the NFC. While there are four AFC teams that the Football Power Index assigns at least a 97 percent shot of making the playoffs, the Eagles are the only team in those rarefied heights in the NFC. It’s wide open.
The Cowboys haven’t been the same defense with Lee off the field this season; former Notre Dame star Jaylon Smith has been an inspiring story in returning from a serious knee injury, but teams have taken advantage of him in the passing game.
Next week, the most meaningful – and important – game of Dallas’ season will come against a much-improved Philadelphia team on Sunday night.
The Seahawks basically turned into a different team after Thomas broke his leg last season, and it’s fair to wonder if the same thing will happen now that Sherman, a future Hall of Fame cornerback, is done for the season.
The Vikings are in the middle of an NFC contender battle royal and might have thrown Washington out of the ring by winning at FedEx Field on Sunday, given that Jay Gruden’s team now has just a 4.4 percent chance of making the playoffs.
One of the strange ironies of this bizarre 2017 season is that the Saints look like one of the best teams in the league in a year in which Drew Brees is shouldering less of the workload than ever before.

The orginal article.

Summary of “A Link Between Alcohol and Cancer? It’s Not Nearly as Scary as It Seems”

The absolute risks for that 40-year-old would go to 1.78 percent from 1.45 percent for the moderate drinker, and to 2.33 percent for the heavy drinker.
It found a harmful relationship between three of them and light drinking.
A 2013 meta-analysis in the Annals of Oncology that looked at all cancers found that, over all, light drinking was protective; moderate drinking had no effect; and heavy drinking was detrimental.
Randomized controlled trials of alcohol show that light to moderate drinking can lead to a reduction in risk factors for heart disease, diabetes and stroke.
These protective factors may be greater than all the other negative risk factors that might be associated with light or moderate drinking.
The absolute risks of light and moderate drinking are small, while many people derive pleasure from the occasional cocktail or glass of wine.
It’s perfectly reasonable even if a risk exists – and the overall risk is debatable – to decide that the quality of life gained from that drink is greater than the potential harms it entails.
A 30 percent increase in risk sounds scary, but an increase from 1 percent to 1.3 percent absolute risk does not, though these are the same things.

The orginal article.

Summary of “Get Rid of Capitalism? Millennials Are Ready to Talk About It”

The first run of tickets to “Capitalism: A Debate” sold out in a day.
In a Harvard University poll conducted last year, 51 percent of 18-to-29 year-olds in the U.S. said they opposed capitalism; only 42 percent expressed support.
Among Americans of all ages, by contrast, a Gallup survey last year found that 60 percent held positive views of capitalism.
The poll, conducted by YouGov and the Victims of Communism Memorial Foundation, found that 59 percent of Americans across all age groups preferred to live under capitalism.
“I’ve seen the failings of modern-day capitalism,” said Grayson SussmanSquires, an 18-year-old student at Wesleyan University who had turned up for the capitalism debate.
The debate pitted two socialist stalwarts, Jacobin founder Bhaskar Sunkara and New York University professor Vivek Chibber, against the defenders of capitalism, Katherine Mangu-Ward, Reason’s editor in chief, and Nick Gillespie, the editor in chief of Reason.com and Reason TV. And it was the attempt to rebuff criticism of capitalism that mostly riled up the crowd.
Mangu-Ward replied: “Capitalism kind of [fixes] those things, actually.” There’s the app Tinder to find dates, and Pepto Bismol to cure your upset stomach.
“We’re not fans of crony capitalism.”

The orginal article.