Summary of “Tomorrow’s cities: Google’s Toronto city built ‘from the internet up'”

On Toronto’s Eastern waterfront, a new digital city is being built by Sidewalk Labs – a firm owned by Google’s parent Alphabet.
Sidewalk Labs promises to transform the disused waterfront area into a bustling mini metropolis, one built “From the internet up”, although there is no timetable for when the city will actually be built.
“Writing on news website The Conversation, Mariana Valverde, urban law researcher at the University of Toronto, said:”The Google folks have not approached the city in the usual, highly-regulated manner, but have been negotiating, in secret, with the arms-length Waterfront Toronto.
For its part, Sidewalk insists that this year will be all about consultation – with city leaders, local policymakers and the wider community, to ensure what is achieved in Toronto is something that “Meaningfully improves lives”.
As part of the planning process of bidding to develop the waterside location, the firm looked at 150 examples of smart cities, including those built from the ground up such as Masdar, in Abu Dhabi and Songdo in South Korea.
“One of the mistakes that previous cities have made is the idea that you can plan something from the top. That is not how cities work – they evolve organically.”
Mr Doctoroff is a big fan of Jane Jacobs, an urbanist who fled New York to live in Toronto and spent her life encouraging cities to improve their shared spaces.
Whether the Google firm’s city experiment will fulfil this promise is one many will be watching with interest.

The orginal article.

Summary of “Tomorrow’s cities: Google’s Toronto city built ‘from the internet up'”

On Toronto’s Eastern waterfront, a new digital city is being built by Sidewalk Labs – a firm owned by Google’s parent Alphabet.
Sidewalk Labs promises to transform the disused waterfront area into a bustling mini metropolis, one built “From the internet up”, although there is no timetable for when the city will actually be built.
“Writing on news website The Conversation, Mariana Valverde, urban law researcher at the University of Toronto, said:”The Google folks have not approached the city in the usual, highly-regulated manner, but have been negotiating, in secret, with the arms-length Waterfront Toronto.
For its part, Sidewalk insists that this year will be all about consultation – with city leaders, local policymakers and the wider community, to ensure what is achieved in Toronto is something that “Meaningfully improves lives”.
As part of the planning process of bidding to develop the waterside location, the firm looked at 150 examples of smart cities, including those built from the ground up such as Masdar, in Abu Dhabi and Songdo in South Korea.
“One of the mistakes that previous cities have made is the idea that you can plan something from the top. That is not how cities work – they evolve organically.”
Mr Doctoroff is a big fan of Jane Jacobs, an urbanist who fled New York to live in Toronto and spent her life encouraging cities to improve their shared spaces.
Whether the Google firm’s city experiment will fulfil this promise is one many will be watching with interest.

The orginal article.

Summary of “‘Star Wars’ Plans, Ranked”

As a heist movie, Solo continues the Star Wars franchise’s long-cherished tradition of centering the movies’ final acts on elaborate plans.
The Death Star raid in A New Hope, the battle to destroy the new Death Star in Return of the Jedi, the plan hatched by the Resistance to destroy the Death Star-like Starkiller Base in The Force Awakens-you get the picture; there have been a lot of plans, many of which involve battle stations that can destroy planets.
Not all Star Wars plans are equal-some are low-key genius, and some are astonishingly short-sighted.
In honor of Solo’s release Friday, let’s revisit all of the plans from the Star Wars films over the years-even the small ones!-to determine which of them were somewhat realistic and/or well executed, and which ones probably could’ve used a second opinion.
Destroying the Death Star The Plan, Basically: Destroy the Death Star by nailing the equivalent of a full-court shot while wearing a blindfold; pray the Death Star doesn’t blow up the Rebel Base on Yavin 4 Pros: Wiping out the Empire’s biggest weapon; Luke becomes a Rebel legend; shoot your shot Cons: It all could have gone so terribly wrong.
The Rescue of Obi-Wan on Geonosis The Plan, Basically: Travel to Geonosis from Tatooine; rescue Obi-Wan Kenobi from Count Dooku prior to execution; somehow escape an actively hostile planet of droids and bug-like soldiers Pros: STAR WARS GLADIATOR PIT Cons: Oh, that wasn’t part of the plan?
Dumping R2-D2 on Tatooine The Plan, Basically: Hide the Death Star plans in the droid R2-D2; ship R2-D2 to Tatooine; hope R2-D2 finds Obi-Wan Kenobi, who is the only hope Pros: Meeting Luke Skywalker; “Help me, Obi-Wan Kenobi. You’re my only hope” Cons: Logistics; indentured servitude.
As far as Star Wars plans go, this is one of the simplest and most effective.

The orginal article.

Summary of “The Best Disney World Travel Tips From Our Readers”

This week we hacked a theme park instead of a city, with a frankly intimidating 275 comments full of tips on visiting Disney World.
Save money”Bring your own food and drinks. Disney allows coolers and bags up to a certain size into the park but you are free to bring food and drinks into the park. Also, anywhere you can get fountain soft drinks will give you free cups of water.”-gatorbait28.
“If you’re going for more than 10 days over a 1 year period, the annual pass is the best deal. Annual passholders receive free parking at the parks. You also receive a discount at some dining locations and on some merchandise.”-PurpleWaterBottle.
It’s for guaranteeing spots at the best restaurants, and saving yourself the time and decision-making process once you get into the park.
Plan ahead”Make sure to book your 3 fast passes before going to the park. If you are staying at a resort on property, you can book fast passes up to 60 days in advance. If you are not staying on property, you can book fast passes up to 30 days in advance.”-gatorbait28.
“Once you decide to go on a trip, if you have a Target Red card, start buying Disney gift cards. You will get 5% off the face value. You can use the gift cards for anything in the parks, including food. We think of the cards as the Disney ‘savings’ account.”-Ron Jones.
“Animal Kingdom is notorious for having rare characters standing outside of their park entrance. We always make sure to pay attention to the right side when entering or leaving the park because you never know who you’ll see.”-Mel.”At Magic Kingdom, one great way to pass up the time when it’s crowded is to do the Sorcerers of the Magic Kingdom card game. It’s fun for kids and adults alike and you get some souvenir cards for free. You can get a pack of cards per person per day.”-echo125488.
“There are a ton of incredibly designed and themed resorts that are a treat just to explore. You can spend a whole day hopping from one resort to the next. If they ask why you’re there, tell them you’re eating at their full service restaurant. You can take buses either from the parks or Disney Springs. The best resorts are on the monorail in front of Magic Kingdom: The Grand Floridian, the Polynesian, and the Contemporary.”-mouseclicker.

The orginal article.

Summary of “Don’t cheat yourself with the 4% rule”

It’s a rule of thumb that says you can withdraw 4% of your portfolio value each year in retirement without incurring a substantial risk of running out of money.
Unless we see the return of a Great Depression era, followers of the 4% rule “Will most commonly just leave a huge amount of money left over,” says Michael Kitces in his research piece, entitled “How Has The 4% Rule Held Up Since The Tech Bubble And The 2008 Financial Crisis?”.
In addition to being incredibly conservative, the 4% rule does not consider other sources of income you have and the timing of when each source begins.
Why scrimp by only withdrawing 4% of your portfolio while waiting for Social Security? It often makes more sense to withdraw more than 4% during that window of time – yet many retirees won’t do this because the popularized rule of thumb has made them fearful that they’ll run out of money if they don’t follow the rule each year.
It’s much easier to write about a rule of thumb or sensationalize the latest stock market gyration.
Be cautious of a financial adviser who uses a rule of thumb to determine your retirement withdrawal amounts.
There is nothing unprofessional about using a rule of thumb to set broad, general expectations.
Retirement is the biggest financial decision you’ll make and you need a customized plan, not a rule of thumb.

The orginal article.

Summary of “Research Shows a Simple Way to Increase Your Engagement at Work”

We found that increasing your engagement and productivity at work could be as simple as making a plan for the day.
We investigated two types of daily planning and how they influence employee engagement in dynamic work environments.
Despite its popularity and acclaimed benefits, little research has actually investigated this type of planning in real work contexts.
The second type of planning is referred to as “Contingent planning,” in which people consider the possible disruptions or interruptions they may face in their work day and devise a plan to address them if they occur.
Contingent planning is less commonly used than time-management planning because individuals frequently make plans that overestimate how much they will get done and underestimate to account for how their work will be disrupted.
In theory, both types of planning should enhance employee engagement because they involve setting more specific goals for the day, which should help employees focus their time and attention, as well increase their sense of progress as they more clearly see the accomplishment of their tasks.
As for daily contingent planning, this type of planning also helped employees enhance their engagement and productivity.
Our research uncovered that a large percentage of employees’ daily planning differs across work days, which means most people do not consistently employ planning each day.

The orginal article.

Summary of “The Year I Learned to Quit”

Last year I walked away from what, on paper, was the dream job I had been striving toward for most of my career: I had been working in corporate social responsibility for 15 years, and got the chance to lead that function for Amazon.
I ran my first marathon while writing my first book the year after I had twins, for goodness sake.
For the first time, I’ve walked away from half-finished drafts of writing that didn’t flow.
“The bears don’t go, ‘Oh, man, I gotta hibernate, I don’t have time! I’m a little too busy to go dormant this year, but I’m sure I’ll do it next year.'”.
Mr. Muller also writes about the ancient Greeks’ notion of kairos, roughly translated as the right or opportune moment: “They had an understanding that there was a difference between clock time and the experience of living in time,” he told me.
“Clock time had its own kind of military pushing-through, in spite of whatever showed up; whereas kairos is the time willing to be stopped by the unripeness of that subject at that moment.”
Am I still angry about bailing on Big Sur after months of prep, and experiencing regular waves of doubt about quitting that and everything else that I’ve quit in the past year? Of course.
I’m learning to be content with putting my feet up, and rest in what Mr. Muller calls the “Hammock of sufficiency.” I can always try again next year.

The orginal article.

Summary of “Why You Should Hire a Financial Planner, Even if You’re Not Rich”

“With a financial plan, [clients] receive a road map for the future and someone who catches things that slip through the cracks,” Ms. Rogers explained.
Financial planners can help clarify the processWhile the average person can probably pay down credit cards, set up a Roth IRA, and do some basic investing online, professionals can help streamline the nuances of financial planning.
Even experienced financial advisers don’t always handle their own cases.
Know what to look forAccording to Jeff de Valdivia of Fleurus Investment Advisory in Fairfield, Connecticut, “The term ‘financial adviser’ is so used and misused that it means almost nothing. A financial adviser should be a person knowledgeable about financial matters who provides expert advice in a way that promotes the financial well-being of [their] clients.”
Less concretely, you also want to feel comfortable with your financial adviser.
Mr. Brown likened a financial adviser to a family doctor – someone who will be with you over the long haul.
Trust the processA good financial adviser will help you set a plan for getting and keeping your finances in shape.
For Marianela Collado of Tobias Financial Advisors in Plantation, Fla., finances do not follow a “Set it and forget it” strategy.

The orginal article.

Summary of “The Death of the Fiduciary Rule Is Bad News for Your Retirement”

The Fiduciary Rule is one step closer to death, and that means it’s once again A-ok for your retirement planner to scam you.
The Fiduciary Rule, crafted by the Obama Administration, would have required that all financial professionals to adhere to the “Fiduciary” standard-meaning they’d have to work in your best interest if they were advising you on your retirement investments.
So Republicans delayed the implementation of the rule for almost a year-lucky for them, “Fiduciary” is such an aggressively boring word it’s easy for the average person to overlook its importance, and hard to get riled up about.
Today, a federal appeals court ruled that the Department of Labor overstepped its authority when it wrote the rule.
The Republican argument against the Fiduciary Rule is that it would make it hard for lower income people to see a financial planner.
To cut through the doublespeak, what that means is it would have made it harder for lower income people to be tricked and ill-advised by planners who have no qualms siphoning away the minuscule retirement savings the average American manages to stash away, under the guise of “Advising” them.
Who else is held to a fiduciary duty? Lawyers are a typical example.
Lobby your state government to institute its own version of the Fiduciary Rule.

The orginal article.

Summary of “Travel safety tips from CIA experts”

Mathew Bradley spent more than 14 years in the Central Intelligence Agency, and now this former CIA agent is the Regional Security Director, Americas, for International SOS. I spoke to him via email to ask his top travel safety tips, both at home and abroad.What travel safety tips does the CIA give to its employees?
Plan your ground transportation and hotel arrangements in advance.
For natural disasters, plan ahead to avoid hurricanes and wildfires.
The CIA has a heavy influence on planning because in a crisis situation, you don’t have time to plan.
You can execute what you have planned, but if you don’t plan ahead, you won’t know what to do.
Plan ahead! Travel is more enjoyable when it goes smoothly, and it goes smoother when you have a plan.
Plan for safety and security like you plan for fun and entertainment, and you, too, can travel like a CIA operative.
More from SmarterTravel:10 important rideshare safety tips for travelersMoney safety tips for travelersWhat are your rights when you’re involuntarily bumped?

The orginal article.